The Empty Nest


Ideally this is a time when your expenses start to go down and your savings can really start to build.  If you have children you might be paying for their education and weddings.  Frequently this is a time when the "Bank of Mum and Dad" is essential in helping them to get their foot on the ladder.


Financial goals can include paying off the mortgage and other debt.  Utilising all available tax allowances (income, pensions and capital gains), growing retirement savings, college and university costs, starting a new business and planning for retirement are all important priorities at this time.

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Ken Nairn Ltd


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