This is the time when you're building up your career.  This can mean changing jobs as you move up the ladder.  Income typically rises during this period.

On the home front this can be the time when you buy your first house, get married and start a family.

Financial goals can be included in getting a mortgage, life insurance, reducing taxes, building up savings, starting your pension and writing a will.

Frequently, this stage of your career sees opportunities to start a new business.